Retirement Account Options

It’s never too early to start saving for retirement. Very few companies now offer pensions. So, it’s up to the individual employee to have a retirement savings vehicle. Let’s take a look at several retirement account options as explained by US News & World Report....

Types of Heating Systems for Your Home

Oil, natural gas, forced hot air, geothermal, steam – there are several choices of heating systems and sources. Let’s take a look at the types of heating systems for your home. Heating Fuel Sources Oil – At one time, oil was an inexpensive heating fuel. In recent...

House Hunting is Going Digital

The days of going from house to house looking for a new home is coming to an end. Real estate websites with pictures, floor plans and videos of homes for sale allow the prospective new home buyer to search from the comfort of your easy chair. House hunting is going...

Cutting the Cable TV Cord

As bills continue to rise and more alternatives are becoming available, more and more people are cutting the cable TV cord. With the average bill running at about $100 a month –$1,200 annually – Americans are turning to new and even old technologies to watch TV,...

Holiday Home Decorating Tips

It’s time to get your house ready for the holidays. Here are some holiday home decorating tips from a few publications that will make your home the envy of your guests. Living Room – This should be the main focus of your holiday décor. If you’re looking for a calming...

Keep Your Credit Cards Safe During the Holidays

Your credit cards get quite a workout during the holiday season. Shopping in a store or online, you need to keep your credit card account safe. Here are some precautions you can take: Don’t use debit cards Use cash or a credit card to make purchases. If someone gets...

Paint or Wallpaper

If you are planning to spruce up those tired walls in your home, you may be asking whether to paint or wallpaper. Both have pros and cons according to the QC Design School. Let’s take a look. Paint Pros: This is the classic, easiest, most durable and less expensive...

Holiday Shopping Tips

The weekend after Thanksgiving has become the biggest shopping period of the season. Black Friday, Small Business Saturday and Cyber Monday attract millions of shoppers to stores and online sites. Readers Digest has holiday shopping tips to help you get the best...

Tips to Winterize Your Home

Colder weather is fast approaching and it’s time to get your home ready for winter. Here are some tips to winterize your home. Clean up the Yard – Once the leaves stop falling, rake them up. Also, give the lawn one last mowing. Cut it short to prevent matting from...

Know Your FICO Score

Your FICO score determines your credit risk to lenders, the percentage rate to pay it back, and whether they will offer a loan. Knowing how your credit habits affect the score will help you get the best borrowing rates and lower insurance premiums. What is FICO? The...