Retirement Account Options

It’s never too early to start saving for retirement. Very few companies now offer pensions. So, it’s up to the individual employee to have a retirement savings vehicle. Let’s take a look at several retirement account options as explained by US News & World Report....

Cutting the Cable TV Cord

As bills continue to rise and more alternatives are becoming available, more and more people are cutting the cable TV cord. With the average bill running at about $100 a month –$1,200 annually – Americans are turning to new and even old technologies to watch TV,...

Keep Your Credit Cards Safe During the Holidays

Your credit cards get quite a workout during the holiday season. Shopping in a store or online, you need to keep your credit card account safe. Here are some precautions you can take: Don’t use debit cards Use cash or a credit card to make purchases. If someone gets...

Holiday Shopping Tips

The weekend after Thanksgiving has become the biggest shopping period of the season. Black Friday, Small Business Saturday and Cyber Monday attract millions of shoppers to stores and online sites. Readers Digest has holiday shopping tips to help you get the best...

Know Your FICO Score

Your FICO score determines your credit risk to lenders, the percentage rate to pay it back, and whether they will offer a loan. Knowing how your credit habits affect the score will help you get the best borrowing rates and lower insurance premiums. What is FICO? The...

Choosing the Right Credit Card

With so many types available today, choosing the right credit card can be confusing. You can earn rewards for cash or points for gift cards or reduced air fare. Before choosing a credit card, think of your needs and lifestyle. Do you travel frequently? Do you carry...