Keep Your Credit Cards Safe During the Holidays

Keep Your Credit Cards Safe During the Holidays

Your credit cards get quite a workout during the holiday season. Shopping in a store or online, you need to keep your credit card account safe. Here are some precautions you can take: Don’t use debit cards Use cash or a credit card to make purchases. If someone gets...
Holiday Shopping Tips

Holiday Shopping Tips

The weekend after Thanksgiving has become the biggest shopping period of the season. Black Friday, Small Business Saturday and Cyber Monday attract millions of shoppers to stores and online sites. Readers Digest has holiday shopping tips to help you get the best...
Know Your FICO Score

Know Your FICO Score

Your FICO score determines your credit risk to lenders, the percentage rate to pay it back, and whether they will offer a loan. Knowing how your credit habits affect the score will help you get the best borrowing rates and lower insurance premiums. What is FICO? The...
Choosing the Right Credit Card

Choosing the Right Credit Card

With so many types available today, choosing the right credit card can be confusing. You can earn rewards for cash or points for gift cards or reduced air fare. Before choosing a credit card, think of your needs and lifestyle. Do you travel frequently? Do you carry...
Back to School Shopping Tips

Back to School Shopping Tips

Shopping for back to school clothes and supplies can be an expensive venture. Gone are the days when parents had to buy a few shirts and pants for their kids. Today, in addition to designer clothes, mobile devices, books and other necessities make up the list of back...
College Loan Options

College Loan Options

The average private, four-year college yearly tuition is about $31,000. Despite scholarships, grants and free financial aid, you may still need additional funds to cover the cost of college tuition. Here are some college loan options from Discover Student Loans....